Different parts of Medicare Basics cover different services. The parts of Medicare Basics are:
Part A-Hospital Coverage
- Helps cover inpatient hospital care.
- Helps cover care in a skilled nursing facility or hospice.
- Also helps cover home health care.
- Helps cover doctor and outpatient services.
- May cover preventive services to maintain health or keep illnesses from getting worse.
- In many cases, those who have Part B coverage pay a monthly premium.
- An alternative to the Original Medicare Basics insurance program and administered by the federal government, Part C gives you the option to enroll in a Medicare Basics Advantage health plan offered by private companies such as 'Ohana.
- Private companies that offer Medicare Basics Advantage plans are approved by Medicare Basics to provide and administer benefits for their members.
- Part C plans cover the same services as Part A and Part B, but may also offer additional benefits not covered by original Medicare Basics.
- Helps cover the cost of prescription drugs.
- Offered by private companies like 'Ohana (requiring a monthly premium).
- May be a stand-alone Prescription Drug Plan, or may be included with a Medicare Basics Advantage plan (Part C).
When It Comes to Coverage, You Have Options:
- You can get health services through Original Medicare Basics and select a private Prescription Drug Plan, like one of 'Ohana's Prescription Drug Plans.
- You can get both your health services and prescription drug coverage through a Medicare Basics Advantage plan that offers both.
- You can purchase a Medicare Basics Supplement plan from private insurance companies to cover the gaps in Original Medicare Basics.